Despite higher premium income, Green Delta Insurance's profit remained almost flat at Tk 545 million in 2025 compared to the year before, due to higher expenses on claim settlement and lower income from subsidiaries.
The general insurer's consolidated earnings per share (EPS) stood at Tk 5.44 in 2025, as against Tk 5.39 in the previous year, according to a stock exchange filing on Monday.
Alongside higher claim settlement, lower income from brokerage commission due to the bearish market eroded bottom-line growth, the company said.
However, the insurer declared a 27 per cent cash dividend for 2025, the highest dividend declaration in three years. It paid a 25 per cent cash dividend for 2024.
Investors will receive Tk 2.7 per share in cash dividends, and the insurer will disburse Tk 270 million in total as cash dividends for 2025, meaning it will retain more than half of the annual profit earned.
Following the earnings disclosure, the stock of Green Delta surged 2.08 per cent to Tk 58.9 per share on Monday on the Dhaka Stock Exchange (DSE), while the overall market closed in the red.
Green Delta is yet to publish detailed financial statements for 2025.
However, its nine-month results reflect business trends. Net premium income jumped 40 per cent year-on-year to Tk 1.70 billion during January-September last year.
The insurer's management expenses, including claim and commission, surged 38 per cent year-on-year to Tk 1.28 billion in January-September last year.
During the same period, income in the form of brokerage commission dropped 18 per cent year-on-year, as the stock market remained bearish almost throughout the period.
The insurance company recorded a massive surge in its cash flow, a key indicator that provides insights into a company's financial health and operational efficiency, primarily driven by higher premium income and improved investment returns, said the company.
Its consolidated net operating cash flow per share jumped to Tk 8.91 in 2025 from Tk 1.19 in the year before.
Green Delta will hold its annual general meeting (AGM) on March 31, and the record date is March 8.
Acquiring stake in Green Delta Dragon Asset
Meanwhile, Green Delta Insurance is set to acquire a 40 per cent stake in Green Delta Dragon Asset Management to diversify its business portfolio.
The general insurer will purchase shares from Dragon Capital Management (HK), the owning company of the asset management firm, according to another stock exchange filing on Monday.
When contacted, company secretary Md Oliullah Khan said the board of directors of Green Delta Insurance took the decision at a meeting held on Sunday.
However, he said this share purchase decision is still at a preliminary stage, and details will be published later.
In 2023, Green Delta Insurance purchased 43 per cent of the shares of Sunlife Insurance, another listed firm owned by former health minister Zahid Maleque and his family members.
Green Delta entered the life insurance business as the sector has higher potential than the non-life insurance sector.
Currently, Green Delta Insurance has four subsidiaries - Green Delta Capital, Green Delta Securities, Professional Advancement Bangladesh, and Green Delta Assist Ltd - according to its website.
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