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UCB achieves record deposit of Tk 130b in 2025

FE REPORT | January 06, 2026 00:00:00


United Commercial Bank (UCB) has posted a landmark achievement in deposit mobilization, setting a new standard in the country's banking industry at a time when the sector has been navigating significant challenges.

The first generation private commercial bank recorded a deposit of nearly Tk 130 billion in 2025, compared to Tk 40.82 billion the year before. "This represents more than a threefold year-on-year increase, also the highest deposit growth ever achieved in the bank's history," reads a press release.

The strong performance was accompanied by remarkable expansion in UCB's customer base. While 0.411 million new accounts were added in 2024, the number rose sharply to 0.678 million in 2025.

"This surge underscores growing public confidence in UCB's financial strength, service excellence, and long-term commitment to its customers," said the statement.

UCB has also made notable progress in strengthening financial discipline and risk management. The bank successfully reduced its Advance-to-Deposit Ratio (ADR) from 91.30 per cent in 2024 to 83 per cent in 2025, reflecting improved liquidity management and enhanced financial stability.

To celebrate this historic milestone, UCB organized events across its branches and offices nationwide, where employees came together to share the success in a spirit of unity and pride.

Sharif Zahir, chairman of UCB, said, "The nearly Tk 130 billion deposit growth is a clear reflection of our customers' unwavering confidence in UCB. While this trust is a great source of pride, it also comes with significant responsibility.

"We financed exports worth approximately $3.3 billion and a nearly equal volume of imports, demonstrating UCB's strength and resilience even amid a challenging dollar market in 2025," said Zahir.

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