Bank Asia is currently offering home finance and investment facilities at the lowest profit rate, making it much more convenient to build a dream home or own a dream flat, says a statement.
Under Bank Asia Islamic Banking services, desired home finance or investment is available at a profit/rent rate of just 10.50%. Moreover, no compounding profit/rent and no additional fees or charges for pre-maturity adjustments will be applied to investment customers.
For salaried customers, the following documents are required to be submitted along with the application form: an employment certificate, salary certificate, receipt of income tax return, bank statement, photocopy of the national ID card, and passport-sized photographs of both the applicant and co-applicant.
For self-employed individuals or business owners, the following documents are required to be submitted: a photocopy of the trade license, periodic profit and loss account of the business, bank statement of the business account, receipt of income tax return, personal bank statement, photocopy of the national ID card, and photographs of both the applicant and co-applicant.
When purchasing a flat, the following documents will be required: an agreement or assignment letter with the developer, a money receipt from the developer, and project documents issued by the developer.
In order to receive an investment facility for building construction, the following documents are required be submitted: the original title deed, a 21-year lease deed, a name-dismissal document, an updated rent receipt, an urban survey certificate, RS certificate, SA certificate, CS certificate, approved plans by RAJUK or other authorities, the layout plan, and permission etc.
For assistance, customers can contact any branch or the Islamic window of Bank Asia PLC. The bank's contact center number, 16205, is also available 24/7.
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