Exigency of loans for CMSMEs
The sanctioning of loans for any sector of economy should ideally be decided by factors spurring economic growth. The disbursement of a sizeable percentage of the total disposable loans of banks runs the risk of distorting the natural mechanism of investment. But when it comes to patronising a fledgling sector...
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Efficient use key to energy security
Bangladesh is facing a looming electricity shortage this summer as demand is expected to rise from 9,000 megawatts in winter to as high as 18,000 megawatts. To mitigate the impact of this impending crisis, which threatens to severely affect household, commercial, and industrial users, the government has urged all organisations,...
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Waste burning in open area
Residents of Dhaka's Gopibagh-Golapbag and Maniknagar neighborhoods are grappling with a major problem. Many local people are claiming that unknown outsiders are burning rubbish that they drop at different alleys and street corners. The smoke and stench that arise are contaminating the environment and making it intolerable for the locals...
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Banking reform a vital step
Over the past decade, many banks have operated under a dangerous paradox. Despite high levels of non-performing loans (NPLs) and liquidity issues, dividends were easily paid out to shareholders. For example, in 2023, several banks with non-performing loan ratios exceeding 15 per cent paid double-digit dividends-not from real profits but...
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