Depositors to get profits for 2024, 2025

Bangladesh Bank’s new decision

FE Team | Published: January 23, 2026 00:50:54

The Bangladesh Bank (BB) has taken a decision on profit payments by Sammilito Islami Bank, allowing only individual depositors to receive a 4.0 per cent return on their deposits for 2024 and 2025, reports BSS.
"Profits for individual (non-institutional) term deposits and scheme-based deposits for the period from January 1, 2024, to December 28, 2025, must be paid at the Bank Rate, which is 4 percent annually," said a BB circular issued on Wednesday.
The central bank stated that this decision revises previous instructions regarding the non-payment of profits on deposits during this specific period. The regulator noted that the decision was reconsidered to address the inconvenience of depositors while simultaneously ensuring the long-term financial viability of Sammilito Islami Bank.
Last year, the BB finalised the Bank Resolution Scheme 2025 for the newly formed Sammilito Islami Bank PLC, created by merging the five crisis-hit Shariah-based banks. The scheme outlines specific steps and timelines for repaying depositors' funds as part of the resolution process.