Making payments easier with credit cards

In today's digital era, cash transactions are gradually being replaced by smarter and more secure payment methods. Among them, credit cards have gained significant popularity due to their convenience, security, and added reimbursements. At Midland Bank PLC., we are witnessing a growing demand for our credit cards as more people embrace digital payments. Enhancing this trend, Midland Bank designed credit cards to offer seamless digital payment experiences nationwide. One of the key benefits of MDB's Credit Cards is the Add Money Free feature, which allows users to transfer funds to Mobile Financial Services (MFS) without incurring extra charges. This is particularly beneficial in rural areas, where POS (Point-of-Sale) machines are scarce, but MFS transactions are widely accessible. While most other cards charge additional fees for this service, we ensure instant and cost-free transactions for immediate financial needs.

Keeping our customer's necessities in observance, we offer two variants of credit cards-Gold and Platinum-aimed to meet diverse financial needs. We are very near to issue VISA signature card. Meanwhile MDB recived Mastercard license From free add money to MFS platforms, easy EMI conversions to exclusive discounts at selected merchants, instant cash withdrawal for urgent needs, flexible installment payment options, reward points on every purchase, redeemable for future savings, these cards are providing numerous benefits. To make our cards more accessible, we are streamlining the digital onboarding process, allowing customers to apply for a card from the comfort of their homes. Additionally, we are expanding our reach to urban professionals, including physicians, engineers, accountants, company secretaries, salaried employees, business owners as well as landlords, making it convenient for them to get hold of a credit card.

Expressively, to make this Ramadan and Eid-ul-Fitr more rewarding, we are offering exclusive benefits for our cardholders, ensuring greater savings and convenience.

Credit cardholders (Gold/Platinum) enjoy 20% discounts at Aarong, B1G1/2/3 Iftar/dinner at Radisson, La Meridien, Hotel Hansa, Peninsula; 10% Daraz cashback; 10x rewards at Daily Shop, Meena Bazar, Swapno (1-4 points per Tk50, redeemable at Tk0.20/point via My Rewardz). Debit cards get similar perks plus 30% hospital discounts. These encourage smart spending by offering EMI at 0% interest, reward redemptions against bills, and spend analytics in the Midland app-helping track budgets and maximize value.

We can say helping you maximise your savings during increased household spending. Additionally, getting cashback at selected fashion retailers and regularsrewards 1-4 reward points on every BDT 50 spent on retail purchases, will make your Eidshopping even more worthwhile. With heightened grocery shopping and gift purchases during this festive season, our tailored offers are designed to enhance customer convenience and make celebrations more pleasurable.

Sparkling at the Visa Leadership Conclave Bangladesh 2025, Midland Bank has been honored with the prestigious Excellence in Consumer Cards - Prepaid and MDB securing the awards consecutively last three years. This remarkable achievement highlights the bank's commitment to innovation and excellence in prepaid card services, ensuring seamless and secure financial solutions for customers. The recognition reinforces Midland Bank's position as a leader in the evolving digital payment landscape. Also, for customers who prefer debit cards, we offer Visa Debit Card with a range of convenient features, including nationwide ATM cash withdrawals, contactless payment capability, and EMV chip and PIN protection for enhanced security, ensuring safe and seamless transactions. Ideal for travelers, the MDB Prepaid Card is available in both BDT and USD, offering dual-currency usage for seamless local and international transactions. It is reloadable at any of our branch or online and comes with no issuance fee, along with the flexibility of full cash withdrawal worldwide, ensuring convenience wherever you go. Our midland online App is uniquely designed to integrate all major MFS providers, setting it apart from other banking apps. Our goal is to create a smooth, convenient, and secure digital banking experience for our customers.

Midland Bank has launched Lounge Key airport lounge access specifically for prepaid cardholders alongside credit card users. We've identified key segments-senior citizens, students avoiding credit lines, and cash-based businessmen-who previously faced challenges accessing lounges during travel. Through our Midland prepaid card platform, these segments now enjoy seamless lounge Key benefits, particularly beneficial for Eid vacation journeys.

Along side we are very near to issue multi urgency debit card and visa signature credit card aim to facilities all type of account holders having card

Credit cards are a financial tool, not a luxury, and when used responsibly, they offer flexibility in managing expenses, allowing customers to meet their needs without unnecessary financial strain. At Midland Bank, we are dedicated to driving digital transformation and promoting financial inclusion for all. Our initiatives focus on fostering a smarter, cashless, and financially empowered society, ensuring that individuals can seamlessly adapt to the evolving digital economy.