Eastern Bank Ltd. (EBL) experienced 20 per cent growth in profit to Tk 9.01 billion in 2025, riding on a resilient business model amid a challenging operating environment, according to a press release.
Driven by prudent balance sheet management and disciplined risk practices, the bank continued to deliver robust growth across key financial indicators, it said.
During the year, the company's deposits rose by 21.6 per cent to Tk 556.45 billion, while loans and advances increased by 16.1 per cent to Tk 477.04 billion.
Investments recorded a significant surge of 47.8 per cent, reaching Tk 211.47 billion by the end of the year.
The bank's asset quality played an important role in profit growth and risk reduction. The lender's non-performing loan (NPL) ratio declined further to 2.24 per cent in December 2025, significantly outperforming the industry average of 30.60 per cent.
"EBL maintained full compliance with all regulatory requirements," reads the press statement.
Profitability indicators reflected sustained strength. Return on Equity (ROE) improved to 19.13 per cent in 2025, up from 18.57 per cent in the previous year, while the cost-to-income ratio remained one of the lowest in the industry at 40.36 per cent, highlighting operational efficiency.
To support future growth and strengthen resilience, the bank further enhanced its capital base, with the capital-to-risk-weighted assets ratio (CRAR) increasing to 15.49 per cent on a solo basis, compared to 15.11 per cent in 2024.
EBL profit jumps 20pc in 2025
FE DESK | Published: April 15, 2026 22:06:41
EBL profit jumps 20pc in 2025
Share if you like