A private-service holder, Tamjid Ahsan has been habituated to cashless lifestyle for last few years, whether it’s online orders or shopping at physical stores. Sharing the significance of cashless lifestyle during the holy month of Ramadan, he said, "The city becomes standstill as soon as office hours end before iftar time throughout Ramadan. Since both me and my wife are jobholders, it becomes very difficult for us to buy iftar from favourite restaurants and reach home timely before iftar due to heavy traffic. To avoid uncertainty, we order iftar online from our favourite restaurant andmake bKash payment. It is pretty common that the iftar arrives before we reach home battling through traffic.So, bKash payment becomes simple solution for us to save time and escape hassle. At the same time, discount offers on bKash payment also comes handy in such scenario."
Like Tamjid, many customers across the country are increasingly getting used to digital payments for last couple of years. Due to various benefits, businesses are also getting interested in accepting digital payments.Mohammad Billal, manager of a restaurant in the capital's Shewrapara, said, "It becomes quite difficult to manage the crowd of customers before Iftar during the month of Ramadan. However, since we have been accepting digital payments including bKash for the past few years, the billing process has become much easierandfaster. Now it is not only simpler to keep track of money, but also the hassle of torn or counterfeit notecan be avoided.Overall, business is becoming easier for us, and customers are also able to shop comfortably in shortest possible time. Besides, we are also getting many orders online, thanks to digital payment options like bKash."
Advantages of bKash payment:
Discount and cashback offers throughout ramadan: From shopping at the local grocery store to buying bus-train-plane tickets, everything can be done with bKash payment. During the month of Ramadan, bKash offers variety of discount and cashback offers for Ramadan and Eid shopping at superstores, online shops, Facebook pages, various brand shops, fashion houses, shoe stores, restaurants and other outlets.
Robust agent and merchant network: bKash has established a vast network of 350,000 agents and about a million merchants spread all across the country. Currently, around 80 million bKash customers can make digital payments swiftly, easily and securely at small to large merchants across the country by scanning QRs, payment gateways, ordialling *247#.
Add money from bank account or card: bKash customers can make all necessary purchases by adding money whenever needed from accounts of 49 commercial banks as well as Visa, Amex and MasterCard issued in Bangladesh.
Direct payment with visa card from bKash app: Even if there is not enough balance in the bKash account, customers can make bKash payment directly from Visa cards through the bKash app. In that case the card has to be linked to the bKash account. Many of these small businesses have bKash QR on display where the Visa card users can easily make payments through their bKash account.This feature has been enabling customers to make more digital transactions.
Purchasing with pay later: To make shopping easier in case of emergency, bKash and City Bank have jointly launched a special collateral-free loan service called 'Pay Later' for the first time in Bangladesh. Customers can also repay the loan in 03 or 06 monthly instalments. For Pay Later, the customer can get loan limit of Tk 500 to Tk 30,000. Customers can use the Pay Later feature from the payment option or the loan option of the bKash app.
Monitoring spending from bKash statement: While shopping, people often don't realise how much they have spent! In this case, a big advantage of shopping with bKash payment is that users can see where and how much they have spent from the statement option of the bKash app. Keeping track of income and expense is the foundation of personal financial management.
Emphasising on the advantages of digital payments, Shamsuddin Haider Dalim, Head of Corporate Communications and PR of bKash, said, "Customers are getting habituated in digital transactions to save their valuable time. Keeping in mind the needs of customers, bKash offers various discount and cashback in places like superstores, brand shops, restaurants, and othersmerchants. In addition, bKash has continuously been developing a digital transaction ecosystem in the country by establishing mutual relationships with various commercial banks, financial institutions, utility service providers, telecom operators, government organisations, NGOs, and other private entities to provide customersthe true benefits of digital transactions."
Details of discount and cashback offers on bKash payments throughout the holy month of Ramadan and ahead of Eid can be seen on bKash's official Facebook page or the following web link https://www.bkash.com/en/campaign/search?category=shob-moment-e-bkash-payment.
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